Reference

apel11 Legal terms for your account

apel11 Legal sets out how we handle account access, personal data, cookies, wallet records and policy requests for you in Indonesia.

Account termsData handlingLocal accessPolicy contact
apel11 apel11 Legal terms for your account
CONTACT ROUTES

Legal help for DANA and QRIS questions

A clear contact route helps you resolve policy questions before an account action is taken.

Account access Use the account contact path when phone verification, eligibility wording or a sign-in decision…
Wallet status For DANA, OVO, GoPay or QRIS questions, send the payment reference and the displayed…
Policy requests Ask for a clause clarification, data request or correction through our policy contact route.
DATA PRACTICES

How our Legal process protects account records

Legal handling is practical: we separate account identity, payment references and access decisions so each request can be checked against the right record.

Personal data

We use account details, phone verification results and relevant payment references to manage access and respond to Legal requests. We do not need unrelated personal details to explain a policy decision.

Cookies

Cookies can keep a session active, remember selected settings and help us identify account security events. Your browser controls can clear or restrict them, although some account steps may then need repeating.

Account security

Phone verification comes before account access, while wallet and payment records remain tied to the matching account path. Never share a verification code in a support message.

Record retention

We retain account, verification and transaction records for the period needed to operate the account, address disputes and meet applicable legal duties. Retention can vary by record type and local rule.

Policy contact

Send Legal questions through the account contact route with the clause, screen or decision you are asking about. We can then return an explanation linked to your actual account context.

Change requests

You can request correction of inaccurate account details or ask how a record is used. We verify the requester first, then explain whether the change is available under local law.

Legal answers before opening an account

These Legal answers address the searches we hear before account creation, including local access, data use, payment records and requests sent to our team. Read them alongside the full policy when a clause affects your decision.

It covers account eligibility, phone verification, personal data, cookies, payment records, security, retention and policy contact routes. Access depends on local law and the terms shown for your account region.

You can read the Legal terms before opening an account, but access to casino or sports content depends on local law. Your location and account status may affect which screens are available.

Phone verification helps connect an account request to the person entering it and protects account records. We ask for it before account access, and you should keep verification codes private.

We link DANA or QRIS references to the matching account and cashier event so a status can be checked. Provider availability and any extra matching step can vary by account region.

Yes. Send a correction request through the policy contact route with the affected account detail. We verify your identity first and assess the request under applicable local law.

Retention depends on the record, its account purpose and applicable legal duties. Account, verification and transaction records may be kept for different periods, which we can explain for your request.

Use the account contact route and include the decision, screen or clause you are asking about. Add your registered phone number after secure verification, not a password or verification code.